How to Avoid Separation

The divorce rate is high, and seems to be getting higher and higher. How can you and your spouse avoid that fate? What is the key to a happy marriage?

Naturally, this question doesn’t have a simple answer. Thousands of psychologists have asked this question, and many have conducted research to determine what works.

Many therapists will tell you that open communication and honesty are the cornerstones of a happy marriage. It’s true that good communication helps, a lot, but it’s not a cure-all. You can use “I-statements” until kingdom come, and still find yourself in a hurtful argument.

Even with the best intentions, many couples find themselves talking to divorce attorneys shortly after a few sessions in couple’s therapy. Again, communication isn’t everything.

So, what makes the real difference? Drs. John and Julie Schwartz Gottman have a unique belief about marriage. The Gottman Relationship Institute has conducted extensive research on marriage to determine why some relationships last, and others don’t.

The Gottmans determined that communication is not the most important piece of the puzzle. What is it? Friendship. You and your spouse need to be on the same side. When couples begin to find themselves in a “me versus you” paradigm, the relationship is going downhill.

Dr. John Gottman became famous with his claim that he could decide, within several minutes, whether a relationship would fail or not. He looks for telltale signs of failure, such as contempt and defensiveness.

If you want to work out your relationship, think about why you fell in love, and why you want to spend your life with this person. From that place of positive intention, build up a relationship based on a sincere friendship. If you can do that, being married will be a lot easier.

Enhanced by Zemanta

Can Loans Really Help You?

Various Federal Reserve Notes, c.1995. Only th...

Image via Wikipedia

Image via Wikipedia

School fees, mortgage and car payments, and utility bills. There are many reasons to need a payday loan; however, many people wonder if a loan can really help or if borrowing money is more dangerous than it is worth.

What is a Payday Loan?

A payday loan is a short-term loan based on your employment status. For example, if you need $300 but you do not get paid until next week, a payday loan company such as Plain Green Loans would loan you the money. You only need to prove you will have the money at the next paycheck. Because they are relatively small and short-term loans, payday loans are very useful for smaller expenses when payday and pay-the-bills day do not line up.

How can Loans Potentially Lead to Problems?

People run into debt problems when they borrow more money than they can pay back. This is not as much of a problem with payday loans, since they are short-term, small amounts, and you have to prove you can pay them. But, the best way to make sure this does not happen to you is to make sure you are going to a trustworthy payday loan company. Plain Green Loans is a very reliable loan company that has made a name for itself as a helpful source of emergency funds. They also have very competitive fees, lower than those of most competitors or the costs of late fees.

How Difficult is it to get a Payday Loan?                                                   

Payday loans are easy to apply for and are easy to pay. What are really difficult are reconnect fees and settling bounced checks. Payday loans are meant to make your life a little easier, and that is something everyone is looking for.